By completing the FAFSA Free Application for Federal Student Aid, graduate students are considered for Federal Direct Unsubsidized loan and Federal Direct Graduate PLUS Loan. If you accept Federal Direct Unsubsidized Loans or apply and are approved for a cred-based Graduate PLUS Loan, you will have steps to complete each year. All loan requirements must be completed for the university to apply a loan to your CU Denver student account.
Once offered financial aid, calculate your educational costs for the academic year. If your offer includes aid for both the fall and spring terms, keep in mind accepted aid is divided equally between both terms. Instructions to accept a portion of a loan
are available through our how to accept aid webpage below.
A PLUS Loan cannot be accepted via your UCDAcccess Portal. Graduate students who plan to borrow a Graduate PLUS Loan will need to complete an application for the credit-based loan. The credit check is valid for 180 days. If you are eligible for the loan,
the status will change to accepted in your UCDAccess portal. Note: When applying for a PLUS Loan it is important to use the correct loan period. For Fall- Spring use the correct Academic Year. For a Summer loan be sure
to select the summer term.
Entrance counseling ensures you understand the terms and conditions of your loan, as well as your rights and responsibilities. You will learn what a loan is, how interest works, your options for repayment, and how to avoid delinquency and default.
A Master Promissory Note (MPN) is a legal document in which you promise to repay your loan(s) and any accrued interest and fees. It also explains the terms and conditions of your loan(s). An MPN is valid for 10 years
Borrowers of PLUS Loans approved with an endorser require the endorser to sign a MPN. Borrowers of loans approved through an appeal require the borrower to complete PLUS Credit Counseling
Once offered financial aid, calculate your educational costs for the academic year. If your offer includes aid for both the fall and spring terms, keep in mind accepted aid is divided equally between both terms. Instructions to accept a portion of a loan
are available through our how to accept aid webpage below.
A PLUS Loan cannot be accepted via your UCDAcccess Portal. Graduate students who plan to borrow a Graduate PLUS Loan will need to complete an application for the credit-based loan. The credit check is valid for 180 days. If you are eligible for the loan,
the status will change to accepted in your UCDAccess portal. Note: When applying for a PLUS Loan it is important to use the correct loan period. For Fall- Spring use the correct Academic Year. For a Summer loan be sure to
select the summer term.
Borrowers of PLUS Loans approved with an endorser require the endorser to sign a MPN. Borrowers of loans approved through an appeal require the borrower to complete PLUS Credit Counseling