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Preparing for Repayment
Graduating, leaving school, or enrolling less than half-time
If you are graduating, stopped attending, or are no longer enrolled at least half-time, complete exit loan counseling to prepare for loan repayment. Federal student loan borrowers have a six-month grace period before you begin making payments. A grace period ends 6 months after you drop below half-time enrollment or stop attending. Use this time to get organized and choose a repayment plan.
Plan to Graduate or Leave School
If you are graduating, stopped attending, or are no longer enrolled at least half-time, learn about your loans and repayment.
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Recently Graduated or Left School
Learn about your grace period and prepare to repay your loan(s).
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In Repayment
Learn about repaying your loan(s) and payment options.
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Payment Support
Learn about your loan payments and receive support.
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